Description

Certification Name: Certified Insurance & Bancassurance Advisor

Global Occupational Skill Standard – GOSS ID: GOSS/BAF/CIBA/V1

Eligibility: Graduation or Equivalent or minimum 2 years of relevant experience (experience-based learners can directly enroll and certify).

Objective: The Certified Insurance & Bancassurance Advisor course is designed to equip professionals with the knowledge and skills required to advise clients on insurance and bancassurance products effectively. It enables learners to understand life, health, and general insurance policies, as well as the integration of insurance solutions with banking products to meet diverse customer needs.

Certification: Within 5 days after Completion of Online Assessment.

Get ready to join the Journey to become a GSDCI Certified Professional  – International Certification and Assessment Body.

Steps to become a GSDCI Certified Professional:

Step 1: Select your certification you want to pursue.

Step 2: Click on get certified tab, new pop up window will open.

Step 3: Click on pay certification fee, you will be redirected to billing details page.

Step 4: Fill your details and click on pay certification fee, you will be redirected to payment gateway, pay fee by any available options like Card (Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.

Step 5: You will get Login Credentials of Online E-Books and Online assessment link on your email id, within 48 hrs of payment.

Step 6: After completion of online assessment, you can download your Certificate Immediately.

Assessment Modules:

Module 1: Introduction to Insurance and Bancassurance – Overview of Insurance and Bancassurance, Role and Responsibilities of an Advisor, Types of Insurance (Life, Health, General, Motor), Principles of Insurance, Overview of Financial Services and Banking Products, Ethical Practices and Professional Conduct

Module 2: Life and Health Insurance – Life Insurance Products and Plans, Health Insurance and Critical Illness Coverage, Policy Features and Riders, Premium Calculation and Underwriting Basics, Claims Process and Documentation, Risk Assessment for Individual and Group Insurance

Module 3: General and Commercial Insurance – Property and Casualty Insurance, Motor and Travel Insurance, Liability and Business Insurance, Understanding Commercial Insurance Needs, Policy Terms, Conditions, and Exclusions, Claims Handling and Risk Management

Module 4: Bancassurance Products and Cross-Selling – Concept and Benefits of Bancassurance, Integrating Insurance with Banking Products, Investment-Linked Insurance Plans, Savings and Retirement Products, Customer Profiling for Cross-Selling, Regulatory Compliance in Bancassurance

Module 5: Financial Planning and Advisory Skills – Basics of Financial Planning, Risk Profiling and Asset Allocation, Tax Planning and Insurance Benefits, Retirement and Estate Planning, Advising Clients on Insurance Investment Mix, Communication and Client Relationship Management

Module 6: Compliance, Regulations, and Ethics – Regulatory Framework for Insurance and Bancassurance, Anti-Money Laundering (AML) Guidelines, Ethical Selling and Professional Conduct, Documentation and Record-Keeping Standards, Complaint Handling and Grievance Redressal, Best Practices in Reporting and Audit

GSDCI Online Assessment Detail:

• Duration- 60 minutes.
• Number of Questions- 30.
• Number of Questions from each module: 5.
• Language: English.
• Exam Type: Multiple Choice Questions.
• Maximum Marks- 100, Passing Marks- 50%.
• There is no negative marking in any module.

Benefits of Certification:

🌍 1. Global Recognition & Credibility – Stand out worldwide with a certification that opens doors across borders. Trusted by employers, respected by institutions, and recognized in over 100 countries.

📜 2. Quality Assurance through ISO Certification – Certified to global ISO standards, our programs deliver excellence, consistency, and a benchmarked learning experience that speaks for itself.

💼 3. Career Advancement & Employability – Enhances your resume and increases chances of promotions or job offers.

🤝 4. Non-Profit Trust Factor – Certifications from non-profit organizations are mission-driven rather than profit-driven.

📚 5. Access to Verified Learning & Resources – Often includes e-books, mock tests, and online support without hidden costs.

🔍 6. Transparency & Online Verification – Certifications come with a unique Enrolment ID for easy online verification by employers and institutions.

⏳ 7. Lifetime or Long-Term Validity – Certifications usually have lifetime validity or long-term recognition, reducing the need for frequent renewals.