Description

Certification Name: Certified Microfinance & Rural Banking Oficer

Global Occupational Skill Standard – GOSS ID: GOSS/BAF/CMRBO/V1

Eligibility: Graduation or Equivalent or minimum 2 years of relevant experience (experience-based learners can directly enroll and certify).

Objective: The Certified Microfinance & Rural Banking Officer course is designed to provide comprehensive knowledge and practical skills in microfinance and rural banking. It focuses on understanding financial inclusion, designing and managing microfinance products such as savings, credit, and insurance, and assessing the creditworthiness of rural clients.

Certification: Within 5 days after Completion of Online Assessment.

Get ready to join the Journey to become a GSDCI Certified Professional  – International Certification and Assessment Body.

Steps to become a GSDCI Certified Professional:

Step 1: Select your certification you want to pursue.

Step 2: Click on get certified tab, new pop up window will open.

Step 3: Click on pay certification fee, you will be redirected to billing details page.

Step 4: Fill your details and click on pay certification fee, you will be redirected to payment gateway, pay fee by any available options like Card (Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.

Step 5: You will get Login Credentials of Online E-Books and Online assessment link on your email id, within 48 hrs of payment.

Step 6: After completion of online assessment, you can download your Certificate Immediately.

Assessment Modules:

Module 1: Introduction to Microfinance and Rural Banking: Concept of microfinance, History and evolution of rural banking, Role of microfinance in poverty alleviation, Types of microfinance institutions, Financial inclusion and rural development, Principles of microfinance lending

Module 2: Financial Products and Services: Savings products for rural clients, Microloans and credit schemes, Insurance products in rural areas, Remittance and payment services, Microleasing and micro-enterprise support, Pension and social security schemes for rural clients

Module 3: Credit Appraisal and Risk Management: Basics of credit appraisal, Loan eligibility assessment, Collateral management and alternatives, Risk identification and mitigation, Portfolio monitoring and recovery, Managing non-performing assets in microfinance

Module 4: Microfinance Operations and Technology: Field operations and client interaction, Group lending and joint liability groups, Record keeping and reporting, Use of technology in rural banking, Mobile banking and digital finance, Operational efficiency and process improvement

Module 5: Legal, Regulatory and Governance Framework: Regulatory environment for microfinance, RBI guidelines for rural banking, Microfinance institution licensing and compliance, Consumer protection and ethical practices, Governance and internal control systems, Anti-money laundering and fraud prevention

Module 6: Social Development, Impact Assessment and Capacity Building: Social performance measurement, Impact assessment of microfinance programs, Financial literacy and client education, Capacity building of staff and field officers, Gender and inclusive finance, Community development and sustainable livelihoods

GSDCI Online Assessment Detail:

• Duration- 60 minutes.
• Number of Questions- 30.
• Number of Questions from each module: 5.
• Language: English.
• Exam Type: Multiple Choice Questions.
• Maximum Marks- 100, Passing Marks- 50%.
• There is no negative marking in any module.

Marking System:
S.No.	No. of Questions	Marks Each Question	Total Marks
1	10	5	50
2	5	4	20
3	5	3	15
4	5	2	10
5	5	1	5
	30		100
How Students will be Graded:
S.No.	Marks	Grade
1	91-100	O (Outstanding)
2	81-90	A+ (Excellent)
3	71-80	A (Very Good)
4	61-70	B (Good)
5	50-60	P (Pass)
6	0-49	F (Fail)

 

Benefits of Certification:

🌍 1. Global Recognition & Credibility – Stand out worldwide with a certification that opens doors across borders. Trusted by employers, respected by institutions, and recognized in over 100 countries.

📜 2. Quality Assurance through ISO Certification – Certified to global ISO standards, our programs deliver excellence, consistency, and a benchmarked learning experience that speaks for itself.

💼 3. Career Advancement & Employability – Enhances your resume and increases chances of promotions or job offers.

🤝 4. Non-Profit Trust Factor – Certifications from non-profit organizations are mission-driven rather than profit-driven.

📚 5. Access to Verified Learning & Resources – Often includes e-books, mock tests, and online support without hidden costs.

🔍 6. Transparency & Online Verification – Certifications come with a unique Enrolment ID for easy online verification by employers and institutions.

⏳ 7. Lifetime or Long-Term Validity – Certifications usually have lifetime validity or long-term recognition, reducing the need for frequent renewals.