Description

Certification Name: Certified Microfinance Specialist

Global Occupational Skill Standard – GOSS ID: GOSS/BAF/CMS/V1

Eligibility: Graduation or Equivalent or minimum 2 years of relevant experience (experience-based learners can directly enroll and certify).

Objective: The Certified Microfinance Specialist course is designed to equip participants with the knowledge and skills to manage, operate, and support microfinance institutions effectively. The course covers microfinance principles, financial inclusion, loan products and services, risk assessment, credit evaluation, client relationship management, regulatory compliance, and social impact assessment.

Certification: Within 5 days after Completion of Online Assessment.

Get ready to join the Journey to become a GSDCI Certified Professional  – International Certification and Assessment Body.

Steps to become a GSDCI Certified Professional:

Step 1: Select your certification you want to pursue.

Step 2: Click on get certified tab, new pop up window will open.

Step 3: Click on pay certification fee, you will be redirected to billing details page.

Step 4: Fill your details and click on pay certification fee, you will be redirected to payment gateway, pay fee by any available options like Card (Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.

Step 5: You will get Login Credentials of Online E-Books and Online assessment link on your email id, within 48 hrs of payment.

Step 6: After completion of online assessment, you can download your Certificate Immediately.

Assessment Modules:

Module 1: Fundamentals of Microfinance: Introduction to microfinance, History and evolution of microfinance, Principles and objectives of microfinance, Role of microfinance in poverty alleviation, Types of microfinance institutions, Case studies of successful microfinance programs

Module 2: Microfinance Products and Services: Savings and deposit products, Microloans and credit products, Insurance and risk management products, Financial literacy and advisory services, Group lending and individual lending models, Product design and innovation in microfinance

Module 3: Microfinance Operations and Management: Client assessment and eligibility, Loan appraisal and disbursement, Collection and recovery processes, Record keeping and reporting, Branch and field operations management, Operational efficiency and process optimization

Module 4: Risk Management in Microfinance: Credit risk assessment, Operational risk management, Market and interest rate risks, Portfolio monitoring and early warning systems, Risk mitigation strategies, Compliance and regulatory risk management

Module 5: Financial Analysis and Sustainability: Financial planning and budgeting for MFIs, Cost management and efficiency analysis, Performance indicators and KPIs, Financial reporting standards, Evaluating social and financial impact, Strategies for financial sustainability

Module 6: Governance, Regulation, and Innovation: Microfinance governance frameworks, Legal and regulatory compliance, Ethical practices and client protection, Technological innovations in microfinance, Digital financial services and mobile banking, Continuous improvement and capacity building

GSDCI Online Assessment Detail:

• Duration- 60 minutes.
• Number of Questions- 30.
• Number of Questions from each module: 5.
• Language: English.
• Exam Type: Multiple Choice Questions.
• Maximum Marks- 100, Passing Marks- 50%.
• There is no negative marking in any module.

Marking System:
S.No.	No. of Questions	Marks Each Question	Total Marks
1	10	5	50
2	5	4	20
3	5	3	15
4	5	2	10
5	5	1	5
	30		100
How Students will be Graded:
S.No.	Marks	Grade
1	91-100	O (Outstanding)
2	81-90	A+ (Excellent)
3	71-80	A (Very Good)
4	61-70	B (Good)
5	50-60	P (Pass)
6	0-49	F (Fail)

 

Benefits of Certification:

🌍 1. Global Recognition & Credibility – Stand out worldwide with a certification that opens doors across borders. Trusted by employers, respected by institutions, and recognized in over 100 countries.

📜 2. Quality Assurance through ISO Certification – Certified to global ISO standards, our programs deliver excellence, consistency, and a benchmarked learning experience that speaks for itself.

💼 3. Career Advancement & Employability – Enhances your resume and increases chances of promotions or job offers.

🤝 4. Non-Profit Trust Factor – Certifications from non-profit organizations are mission-driven rather than profit-driven.

📚 5. Access to Verified Learning & Resources – Often includes e-books, mock tests, and online support without hidden costs.

🔍 6. Transparency & Online Verification – Certifications come with a unique Enrolment ID for easy online verification by employers and institutions.

⏳ 7. Lifetime or Long-Term Validity – Certifications usually have lifetime validity or long-term recognition, reducing the need for frequent renewals.