Description

Course Name: Certificate in Banking and Financial Management

Global Occupational Skill Standard – GOSS ID: GOSS/BAF/CBFM/V1

Eligibility: Graduation or Equivalent.

Duration: Three Months.

Objective: This course is designed to build advanced skills in banking operations and financial management. It covers retail and corporate banking, credit and risk assessment, treasury operations, regulatory compliance, and financial planning. Learners are prepared for professional roles such as Finance Manager, Credit Analyst, Banking Officer, or Treasury Executive in both domestic and international financial institutions.

Get ready to join the Journey to become a GSDCI Certified Professional  – International Certification and Assessment Body.

Steps to become a GSDCI Certified Professional:

Step 1: Select your certification you want to pursue.

Step 2: Click on get certified tab, new pop up window will open.

Step 3: Click on pay certification fee, you will be redirected to billing details page.

Step 4: Fill your details and click on pay certification fee, You will be redirected to payment gateway, pay fee by any available options like Card(Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.

Step 5: You will get Login Credentials of Online E-Books and Online assessment link on your email id, within 48 hrs of payment.

Step 6: After completion of the online assessment, the soft copy of your certificate will be sent to your registered email ID within 5 days.

Assessment Modules:

Module 1: Fundamentals of Banking and Financial System: Overview of Indian and Global Banking Systems, Functions of Commercial and Central Banks, Types of Bank Accounts and Deposits, Introduction to Financial Services Sector, Role of RBI and Other Regulatory Bodies, Digital and Mobile Banking Evolution.

Module 2: Financial Products and Services: Retail and Corporate Banking Products, Loans and Advances – Types and Features, Investment and Wealth Management Products, Insurance and Mutual Funds Overview, Payment Systems – NEFT, RTGS, UPI, Bancassurance and Cross-Selling Techniques.

Module 3: Financial Management and Analysis: Financial Statement Interpretation, Ratio Analysis and Performance Indicators, Working Capital Management, Time Value of Money and Capital Budgeting Techniques, Cost of Capital and Leverage Analysis, Fund Flow and Cash Flow Statements.

Module 4: Banking Operations and Risk Management: Banking Operation Cycle and Core Functions, Customer Due Diligence and KYC, Credit Risk and Operational Risk Management, Asset Liability Management (ALM), Non-Performing Assets (NPA) and Recovery Mechanisms, Risk-Based Supervision and Basel Norms.

Module 5: Regulatory Framework and Compliance: Banking Regulation Act and RBI Guidelines, Anti-Money Laundering (AML) and Combating Financing of Terrorism (CFT), Know Your Customer (KYC) Norms and Compliance, Cybersecurity and IT Governance in Banks, Internal Controls and Audit in Banking, Banking Ethics and Professional Conduct.

Module 6: Emerging Trends and Strategic Management in Finance: FinTech and Digital Transformation in Banking, Blockchain, AI and Data Analytics in Financial Services, Financial Inclusion and Sustainable Finance, Strategic Planning and Decision Making in Banking, Global Financial Markets and Instruments, Career Pathways in Banking and Finance Management.

GSDCI Online Assessment Detail:

• Duration- 60 minutes.
• Number of Questions- 30.
• Number of Questions from each module: 5.
• Language: English.
• Exam Type: Multiple Choice Questions.
• Maximum Marks- 100, Passing Marks- 50%.
• There is no negative marking in any module.

Benefits of Certification:

1. Global Recognition & Credibility – Stand out worldwide with a certification that strengthens your professional profile across borders and demonstrates your skills to employers and institutions.

2. Quality Assurance through ISO Certification – Programs follow an ISO-certified quality management system to promote consistency, reliability, and a standardized learning experience.

3. Career Advancement & Employability – Enhance your résumé, demonstrate professional competence, and improve your prospects for career growth, promotions, or suitable job opportunities.

4. Non-Profit Trust Factor – Certification from a non-profit organization reflects a mission-driven approach focused on skill development, professional learning, and public benefit.

5. Access to Learning Resources – Gain access to useful learning resources such as e-books, mock tests, assessments, and online academic support.

6. Transparency & Online Verification – Each certification includes a unique enrolment or certificate ID, enabling convenient online verification by employers and other interested parties.

7. Lifetime or Long-Term Validity – Certifications may offer lifetime or extended validity, reducing the need for frequent renewal, subject to the applicable certification scheme.