Description

Course Name: Certified Credit Risk Analyst

Global Occupational Skill Standard – GOSS ID: GOSS/BS/CCRA/V1

Eligibility: Graduation or Equivalent or minimum 2 years of relevant experience (experience-based learners can directly enroll and certify).

Objective: The objective of the Certified Credit Risk Analyst course is to equip professionals with the knowledge, skills, and analytical expertise required to assess, manage, and mitigate credit risk in financial institutions and businesses. The course focuses on understanding credit risk concepts, financial statement analysis, risk rating models, portfolio management, and regulatory compliance.

Certification: Within 5 days after Completion of Online Assessment.

Get ready to join the Journey to become a GSDCI Certified Professional  – International Certification and Assessment Body.

Steps to become a GSDCI Certified Professional:

Step 1: Select your certification you want to pursue.

Step 2: Click on get certified tab, new pop up window will open.

Step 3: Click on pay certification fee, you will be redirected to billing details page.

Step 4: Fill your details and click on pay certification fee, you will be redirected to payment gateway, pay fee by any available options like Card (Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.

Step 5: You will get Login Credentials of Online E-Books and Online assessment link on your email id, within 48 hrs of payment.

Step 6: After completion of the online assessment, the soft copy of your certificate will be sent to your registered email ID within 5 days.

Assessment Modules:

Module 1: Introduction to Credit Risk Analysis: Overview of credit risk, Role and responsibilities of a credit risk analyst, Key terminology and concepts, Importance of credit risk management, Credit risk frameworks and models, Trends in banking and financial risk,

Module 2: Credit Assessment and Evaluation: Borrower financial statement analysis, Assessing creditworthiness, Cash flow analysis for lending, Debt-to-equity and leverage ratios, Industry and market risk evaluation, Evaluating collateral and guarantees,

Module 3: Credit Risk Measurement and Scoring: Credit scoring models and techniques, Probability of default (PD), Loss given default (LGD) analysis, Exposure at default (EAD) calculation, Risk rating systems, Data analysis for credit risk assessment,

Module 4: Credit Risk Management and Mitigation: Credit limits and portfolio management, Risk diversification strategies, Collateral management and credit enhancements, Covenants and loan structuring, Monitoring and reviewing credit exposures, Contingency and recovery planning,

Module 5: Regulatory Compliance and Reporting: Basel accords and global banking regulations, Regulatory reporting requirements, Stress testing and scenario analysis, Compliance with lending guidelines, Internal audit and control procedures, Documentation and record-keeping,

Module 6: Technology and Strategic Credit Risk Planning: Credit risk management software and tools, Data analytics for credit decision-making, Automation in credit processes, Strategic planning for credit portfolio management, Key performance indicators (KPIs) for credit risk, Case studies and best practices in credit risk management.

GSDCI Online Assessment Detail:

• Duration- 60 minutes.
• Number of Questions- 30.
• Number of Questions from each module: 5.
• Language: English.
• Exam Type: Multiple Choice Questions.
• Maximum Marks- 100, Passing Marks- 50%.
• There is no negative marking in any module.

Benefits of Certification:

🌍 1. Global Recognition & Credibility – Stand out worldwide with a certification that opens doors across borders. Trusted by employers, respected by institutions, and recognized in over 100 countries.

📜 2. Quality Assurance through ISO Certification – Certified to global ISO standards, our programs deliver excellence, consistency, and a benchmarked learning experience that speaks for itself.

💼 3. Career Advancement & Employability – Enhances your resume and increases chances of promotions or job offers.

🤝 4. Non-Profit Trust Factor – Certifications from non-profit organizations are mission-driven rather than profit-driven.

📚 5. Access to Verified Learning & Resources – Often includes e-books, mock tests, and online support without hidden costs.

🔍 6. Transparency & Online Verification – Certifications come with a unique Enrolment ID for easy online verification by employers and institutions.

⏳ 7. Lifetime or Long-Term Validity – Certifications usually have lifetime validity or long-term recognition, reducing the need for frequent renewals.