Description

Course Name: Professional Diploma in Financial Literacy

Global Occupational Skill Standard – GOSS ID: GOSS/PD-FBI-FL-192

Eligibility: 10+2 or equivalent

Language Type: English

Course Type: Self-Paced Online Learning

Objective: The Professional Diploma in Financial Literacy aims to provide learners with essential knowledge of financial concepts, money management, savings, investments, and financial planning. The course develops skills to understand banking services, credit management, insurance, and investment options for making informed financial decisions. It promotes responsible financial behavior, awareness of risks, and effective management of personal finances for long-term financial stability.

Duration: 6 Months / 370 Hours

Steps to become a GSDCI Certified Professional:

Step 1: Select your Course you want to pursue.

Step 2: Click on get Enroll Now tab, new pop up window will open.

Step 3: Click on pay Course fee, you will be redirected to billing details page.

Step 4: Fill your details and click on pay course fee, you will be redirected to payment gateway, pay fee by any available options like Card (Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.

Step 5: You will get Login Credentials of Online E-Books and Online assessment link on your email id, within 48 hrs of payment.

Step 6: After completion of the online assessment, the Digital(PDF) copy of your Diploma & Marksheet will be sent to your registered email ID within 7 days.

Course Modules:

Module 1: Fundamentals of Financial Literacy: Introduction to Financial Literacy, Importance of Financial Awareness, Basic Financial Concepts, Personal Financial Management, Income and Expense Management, Budgeting Principles, Saving Habits and Financial Discipline, Financial Goal Setting, Money Management Skills, Financial Decision-Making Process.

Module 2: Banking and Financial Services: Introduction to Banking Systems, Types of Bank Accounts, Banking Products and Services, Digital Banking and Online Transactions, Interest Rates and Banking Charges, Loans and Credit Facilities, Credit Cards and Responsible Usage, Credit Score Management, Consumer Banking Rights, Financial Safety and Security.

Module 3: Saving, Investment and Wealth Creation: Importance of Saving and Investing, Difference Between Saving and Investment, Types of Investment Options, Risk and Return Concepts, Fixed Income Investments, Equity Investment Basics, Mutual Funds and Systematic Investment Plans (SIPs), Power of Compounding, Long-Term Wealth Creation, Investment Planning Basics.

Module 4: Insurance and Financial Protection: Introduction to Insurance, Importance of Risk Protection, Life Insurance Products, Health Insurance Concepts, General Insurance Products, Insurance Policy Features, Premium and Coverage Understanding, Claim Settlement Process, Financial Risk Management, Selecting Suitable Insurance Plans.

Module 5: Taxation, Retirement and Financial Planning: Basics of Personal Taxation, Income Tax Awareness, Tax-Saving Options, Retirement Planning Concepts, Pension and Retirement Schemes, Emergency Fund Planning, Estate and Succession Planning Basics, Financial Goal Planning, Long-Term Financial Security, Personal Financial Roadmap Development.

Module 6: Digital Finance and Advanced Financial Awareness: Digital Payment Systems, Financial Technology (FinTech) Applications, Online Investment Platforms, Cybersecurity in Financial Transactions, Fraud Prevention and Awareness, Consumer Protection in Finance, Ethical Financial Practices, Financial Market Awareness, Practical Financial Case Studies, Capstone Project in Financial Literacy.

GSDCI Online Assessment Detail:

• Duration- 120 minutes.
• Number of Questions- 60.
• Number of Questions from each module: 10.
• Language: English.
• Exam Type: Multiple Choice Questions.
• Maximum Marks- 600, Passing Marks Above 40%.
• There is no negative marking in any module.

Benefits of the Professional Diploma

1. Globally Recognized Professional Diploma – Earn a professionally designed diploma that enhances your profile and demonstrates industry-relevant knowledge. Widely valued by employers, organizations, and institutions across multiple sectors.

2. Quality Learning with ISO-Certified Standards – Our training programs are developed under ISO-certified quality management practices, ensuring a structured, consistent, and high-quality learning experience.

3. Enhanced Career Opportunities – Strengthen your resume, improve your professional skills, and increase your potential for employment, career advancement, and new job opportunities.

4. Issued by a Non-Profit Skill Development Organization – The diploma is awarded by a mission-driven organization dedicated to promoting skill development, vocational education, and lifelong learning.

5. Comprehensive Learning Resources – Access quality study materials, e-books, practice assessments, mock tests, and learner support to help you successfully complete the program.

6. Secure Online Verification – Every diploma and marksheet is issued with a unique Enrolment ID and QR Code, enabling employers, institutions, and other stakeholders to instantly verify the authenticity of your credential online.

7. Lifetime Validity – The Professional Diploma is issued with lifetime validity and does not require periodic renewal, allowing you to showcase your achievement throughout your career.

8. Flexible Self-Paced Learning – Learn anytime and anywhere at your own pace, making it easy to balance your studies with work, business, or personal commitments.

9. Industry-Relevant Curriculum – The curriculum is designed to focus on practical knowledge, current industry trends, and real-world applications to improve workplace readiness.

10. Skill-Based Professional Qualification – Demonstrates your commitment to continuous professional development and validates your practical knowledge and skills in the subject area.