Description

Course Name: Certificate in Financial Planning

Global Occupational Skill Standard – GOSS ID: GOSS/BAF/CFP/V1

Eligibility: 10+2 (Higher Secondary) or Equivalent.

Duration: Three Months.

Objective: The Certificate in Financial Planning course aims to develop professionals who can deliver expert, ethical, and client-centric financial planning services. It provides a comprehensive understanding of personal finance management, including investment planning, retirement strategies, insurance analysis, tax optimization, and estate planning. This course prepares learners to become trusted financial advisors and wealth managers equipped to help individuals and families achieve long-term financial goals.

Get ready to join the Journey to become a GSDCI Certified Professional  – International Certification and Assessment Body.

Steps to become a GSDCI Certified Professional:

Step 1: Select your certification you want to pursue.

Step 2: Click on get certified tab, new pop up window will open.

Step 3: Click on pay certification fee, you will be redirected to billing details page.

Step 4: Fill your details and click on pay certification fee, You will be redirected to payment gateway, pay fee by any available options like Card(Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.

Step 5: You will get Login Credentials of Online E-Books and Online assessment link on your email id, within 48 hrs of payment.

Step 6: After completion of the online assessment, the soft copy of your certificate will be sent to your registered email ID within 5 days.

Assessment Modules:

Module 1: Introduction to Financial Planning: Role and Responsibilities of a Financial Planner, Financial Planning Process and Approach, Setting Financial Goals and Objectives, Time Value of Money and Compounding, Understanding Client Behavior and Risk Profiling, Ethics and Professional Standards in Financial Planning.

Module 2: Insurance and Risk Management Planning: Fundamentals of Risk Management, Types of Insurance – Life, Health, General, Insurance Needs and Coverage Analysis, Insurance Product Selection and Comparison, Policy Evaluation and Claims Process, Tax Implications of Insurance Products.

Module 3: Investment Planning and Asset Allocation: Investment Objectives and Constraints, Types of Financial Instruments – Equity, Bonds, Mutual Funds, Portfolio Construction and Asset Allocation Strategies, Risk and Return Analysis, Investment Strategies Across Life Stages, Behavioral Biases in Investment.

Module 4: Tax and Estate Planning: Overview of Indian Tax Structure, Income Tax Computation and Filing, Tax-saving Instruments (Sections 80C, 10(10D), etc.), Estate Planning Tools – Wills, Trusts, Power of Attorney, Succession Planning and Legal Aspects, Wealth Transfer and Inheritance Tax Considerations.

Module 5: Retirement Planning and Employee Benefits: Importance of Retirement Planning, Retirement Corpus Estimation and Inflation Adjustment, Provident Funds, NPS, and Pension Schemes, Post-retirement Income Options and Annuities, Social Security and Employer Benefit Plans, Withdrawal Strategies and Taxation.

Module 6: Comprehensive Financial Plan and Real-World Application: Integrating Insurance, Investment, Tax, and Retirement Plans, Preparing a Detailed Financial Plan for Clients, Using Financial Planning Software and Tools, Communicating Financial Advice Effectively, Monitoring and Reviewing Financial Plans, Case Studies and Practical Scenarios.

GSDCI Online Assessment Detail:

• Duration- 60 minutes.
• Number of Questions- 30.
• Number of Questions from each module: 5.
• Language: English.
• Exam Type: Multiple Choice Questions.
• Maximum Marks- 100, Passing Marks- 50%.
• There is no negative marking in any module.

Benefits of Certification:

1. Global Recognition & Credibility – Stand out worldwide with a certification that opens doors across borders. Trusted by employers, respected by institutions, and recognized in over 100 countries.

2. Quality Assurance through ISO Certification – Certified to global ISO standards, our programs deliver excellence, consistency, and a benchmarked learning experience that speaks for itself.

3. Career Advancement & Employability – Enhances your resume and increases chances of promotions or job offers.

4. Non-Profit Trust Factor – Certifications from non-profit organizations are mission-driven rather than profit-driven.

5. Access to Verified Learning & Resources – Often includes e-books, mock tests, and online support without hidden costs.

6. Transparency & Online Verification – Certifications come with a unique Enrolment ID for easy online verification by employers and institutions.

7. Lifetime or Long-Term Validity – Certifications usually have lifetime validity or long-term recognition, reducing the need for frequent renewals.