Description

Course Name: Certificate in Insurance and Bancassurance Operations

Global Occupational Skill Standard – GOSS ID: GOSS/BAF/CIBO/V1

Eligibility: 10+2 (Higher Secondary) or Equivalent.

Duration: Three Months.

Objective: The Certificate in Insurance and Bancassurance Operations course is designed to equip professionals with the knowledge and skills required to advise clients on insurance and bancassurance products effectively. It enables learners to understand life, health, and general insurance policies, as well as the integration of insurance solutions with banking products to meet diverse customer needs.

Get ready to join the Journey to become a GSDCI Certified Professional  – International Certification and Assessment Body.

Steps to become a GSDCI Certified Professional:

Step 1: Select your certification you want to pursue.

Step 2: Click on get certified tab, new pop up window will open.

Step 3: Click on pay certification fee, you will be redirected to billing details page.

Step 4: Fill your details and click on pay certification fee, you will be redirected to payment gateway, pay fee by any available options like Card (Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.

Step 5: You will get Login Credentials of Online E-Books and Online assessment link on your email id, within 48 hrs of payment.

Step 6: After completion of the online assessment, the soft copy of your certificate will be sent to your registered email ID within 5 days.

Assessment Modules:

Module 1: Introduction to Insurance and Bancassurance – Overview of Insurance and Bancassurance, Role and Responsibilities of an Advisor, Types of Insurance (Life, Health, General, Motor), Principles of Insurance, Overview of Financial Services and Banking Products, Ethical Practices and Professional Conduct

Module 2: Life and Health Insurance – Life Insurance Products and Plans, Health Insurance and Critical Illness Coverage, Policy Features and Riders, Premium Calculation and Underwriting Basics, Claims Process and Documentation, Risk Assessment for Individual and Group Insurance

Module 3: General and Commercial Insurance – Property and Casualty Insurance, Motor and Travel Insurance, Liability and Business Insurance, Understanding Commercial Insurance Needs, Policy Terms, Conditions, and Exclusions, Claims Handling and Risk Management

Module 4: Bancassurance Products and Cross-Selling – Concept and Benefits of Bancassurance, Integrating Insurance with Banking Products, Investment-Linked Insurance Plans, Savings and Retirement Products, Customer Profiling for Cross-Selling, Regulatory Compliance in Bancassurance

Module 5: Financial Planning and Advisory Skills – Basics of Financial Planning, Risk Profiling and Asset Allocation, Tax Planning and Insurance Benefits, Retirement and Estate Planning, Advising Clients on Insurance Investment Mix, Communication and Client Relationship Management

Module 6: Compliance, Regulations, and Ethics – Regulatory Framework for Insurance and Bancassurance, Anti-Money Laundering (AML) Guidelines, Ethical Selling and Professional Conduct, Documentation and Record-Keeping Standards, Complaint Handling and Grievance Redressal, Best Practices in Reporting and Audit

GSDCI Online Assessment Detail:

• Duration- 60 minutes.
• Number of Questions- 30.
• Number of Questions from each module: 5.
• Language: English.
• Exam Type: Multiple Choice Questions.
• Maximum Marks- 100, Passing Marks- 50%.
• There is no negative marking in any module.

Benefits of Certification:

1. Global Recognition & Credibility – Stand out worldwide with a certification that strengthens your professional profile across borders and demonstrates your skills to employers and institutions.

2. Quality Assurance through ISO Certification – Programs follow an ISO-certified quality management system to promote consistency, reliability, and a standardized learning experience.

3. Career Advancement & Employability – Enhance your résumé, demonstrate professional competence, and improve your prospects for career growth, promotions, or suitable job opportunities.

4. Non-Profit Trust Factor – Certification from a non-profit organization reflects a mission-driven approach focused on skill development, professional learning, and public benefit.

5. Access to Learning Resources – Gain access to useful learning resources such as e-books, mock tests, assessments, and online academic support.

6. Transparency & Online Verification – Each certification includes a unique enrolment or certificate ID, enabling convenient online verification by employers and other interested parties.

7. Lifetime or Long-Term Validity – Certifications may offer lifetime or extended validity, reducing the need for frequent renewal, subject to the applicable certification scheme.